Privacy Policy – Commitment to Your Privacy
This site is owned and operated by Life Wisdom(LW). Your privacy on the Internet is of the utmost importance to us. At LW, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
LW does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.
Security
LW operates secure data networks protected by industry-standard firewalls and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized individuals have access to the information provided by our customers.
Information LW Gathers and Tracks
LW gathers two types of information about users:
- Information that users provide manually on our website. This information is gathered on our Enrollment (Sign Up) Form, including name, address, email address, Social Security Number, and date of birth. This information is not shared or used for any marketing purposes whatsoever.
- Information LW gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.
Usage Tracking
LW tracks user traffic patterns. However, we do not correlate this information with data about individual users. LW does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). LW sometimes tracks the search terms that users enter in public search engines, which generate a “click-through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.
Cookies
We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information, although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. LW uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.
Your Consent
By using this site, you consent to the collection and use of this information by LW. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
Public Safety and Legal Process
We will not share information about individual users with any third party except to comply with applicable laws or valid legal processes or to protect the personal safety of our users or the public.
Term and Agreement
I hereby grant Life Wisdom, part of Trueliance, to obtain consumer credit reports through a credit reporting agency chosen by Life Wisdom. I understand that this credit report will be retained on file at the Life Wisdom Office for use only by Life Wisdom staff. This information will not be disclosed to anyone by Life Wisdom without my written consent. I understand that this credit report will be used for personal credit counseling and analysis.
Furthermore, I understand there is one time *$150.00/Credit Report Audit and Consultation for personal credit counseling and analysis. The application fee can be credited to your account if you sign up with Life Wisdom Debt Settlement Service.
Clicking, checking, and submitting below authorizes the release to the credit reporting agency of financial information which I have supplied to Life Wisdom, part of Trueliance Corp, in connection with such an evaluation. Authorization is further granted to the credit reporting agency to use a photocopy of this form if required to obtain any information necessary to complete my consumer credit report.
Signing below grants permission for the release of financial information to the credit reporting agency and grants permission for Life Wisdom.
